York Region Plan to Support Seniors hosted an information series with John in late 2024. In these recorded sessions, John looks at what people need to know about retiring on a low-income, how to make the most of government benefits and other considerations.

Session 1: What “low-income” means and what benefits are available for low-income seniors

Session 2: Understanding the personal tax system, including what taxable income is and how tax credits, deductions, entitlements, and exemptions can help you reduce your taxable income

Session 3: If you have additional income from employment, a private pension, or a Registered Retirement Savings Plan (RRSP), learn how to reduce clawbacks to your Guaranteed Income Supplement (GIS) and Guaranteed Annual Income System (GAINS) payments

Session 4: Benefits you might be eligible for if you have resided in Canada for fewer than 40 years between the ages of 18 and 65, or if you’re planning on emigrating from Canada after retiring

Session 5: Tax credits and benefits for seniors, people with disabilities, and caregivers, including the disability tax credit, the Canada caregiver credit, and the home accessibility tax credit

Session for frontline staff: For community-based workers who support seniors on retiring on a low-income and how to maximize government benefits