Discover financial empowerment resources
Discover financial empowerment resources
To better grasp the financial issues faced by older Canadians in and approaching retirement, the Ontario Securities Commission (OSC) commissioned a survey1 of 1,500 people age 50 and older. Through the survey, the OSC discovered 3 key lessons that respondents wish they had better understood and...
Filing your taxes might be one of the most important financial actions you’ll take each year. It can also feel confusing or stressful at times. Find out more about how income tax works, including tax deductions and tax credits using the Ontario Securities Commission's interactive chart...

GetSmarterAboutMoney.ca is an Ontario Securities Commission (OSC) website that provides unbiased and independent financial tools to help you make better financial decisions. This series of videos increases awareness of fraudulent activity during COVID-19. Topic include: Pump-and-dump...

This research report identifies behaviourally informed ways that government, regulators, employers, and financial institutions can encourage retirement planning. Thirty different initiatives and tactics that could be implemented by a variety of stakeholders to encourage retirement planning are...

GetSmarterAboutMoney.ca is an Ontario Securities Commission (OSC) website that provides unbiased and independent financial tools to help you make better financial decisions. This series of videos covers different financial literacy topics., including: What is an RRSP? What is a TFSA? What...

Good financial planning starts with knowing what you spend. Try out this budget worksheet, prepared by the Ontario Securities Commission, to see the difference in your costs before you retire and after you stop...

These resources from the Ontario Securities Commission are oriented towards planning for retirement. Resources include tips on insurance planning, government benefits, RRSP calculator, and...
This study, commissioned by the Ontario Securities Commission (OSC) and conducted by the Brondesbury Group, provides some insights on the knowledge that older Canadians have about the financial realities of retirement and how they would apply that knowledge earlier in life if they are able to do...

Read this to find out how to apply to Ontario Works (OW) for financial assistance to help you with costs like food, housing, and prescription drugs. It explains: what information OW can ask you for, and what to do if OW refuses to give you...
This is a guide to disability benefits from OW and ODSP in...
Many people need financial help to ensure the health and well-being of their families. This pamphlet can help you understand what financial resources exist to assist you as you raise your grandchildren. It can help you understand how to apply for these resources and who to contact for further...
In 2016, Prosper Canada partnered with the Ontario government and nine non-profit organizations through the Ontario Financial Empowerment Champions and Financial Empowerment and Problem Solving projects, to pilot delivery of community financial help services for low-income Ontarians. Third-party...

This presentation shows the results of a quantitative study undertaken by the Ontario Securities Commission to assess attitudes, behaviour and knowledge among Canadians pertaining to a variety of investment topics. These topics include retirement planning and conversations about...

The poorer you are, the more likely you are to have worse health, to receive worse health care and to die earlier. A report by Health Quality Ontario, Income and Health reveals significant differences in people’s health risks, care and outcomes based on income. Below is a snapshot of the...
This resource provides a directory of community legal clinics in Ontario. Community legal clinics provide information, advice, and representation on various legal issues, including social assistance, housing, refugee and immigration law, employment law, human rights, workers' compensation,...

In this report we use a set of indicators that measure health risks, health care and health outcomes, and through these indicators we see the link between income and health – how income impacts health, and how health impacts income. The results reveal a tremendous opportunity to make life better...
The Community of Legal Education Ontario (CLEO) website contains answers to common questions pertaining to a number of legal topics, including: COVID-19, debt and consumer rights, and employment and...

As the world continues to change at a rapid pace, the future remains bright for university graduates. With a growing need for a skilled and adaptable workforce to contribute to the betterment of our businesses, our communities and our province, university-educated graduates are using the advanced...
This resource provides a list of free legal information resources produced by Community Legal Education Ontario...

Lisez la présente brochure pour connaître les règles que les agents d’Ontario au travail (OT) et du Programme ontarien de soutien aux personnes handicapées (POSPH) appliquent pour décider: si 2 adultes qui habitent ensemble sont des conjoints ou conjointes si 2 personnes qui habitent...
La brochure vous concerne-t-elle ? En lisant la présente brochure, vous apprendrez quels sont vos recours si vous considérez qu’une décision sur l’aide d’Ontario au travail (OT) ou du Programme ontarien de soutien aux personnes handicapées (POSPH) est mal fondée. Les décisions...
This guide from CLEO explains what you need to know about working while on social assistance. Money from a job or training program can affect how much you get from Ontario Works (OW) or the Ontario Disability Support Program...
Is this booklet for you? Read this if: ••you are applying for or getting assistance from Ontario Works (OW) or the Ontario Disability Support Program (ODSP) ••you need information on OW or ODSP rules about getting child or spousal support from your spouse or another parent of your...
Read this to learn what you can do if you disagree with a decision about assistance from Ontario Works (OW) or the Ontario Disability Support Program (ODSP). This can include a decision to: refuse to give you financial assistance; reduce the amount of assistance you get; cut off your assistance....
Infographic. Against the backdrop of rising post-secondary debt, a recent Investor Education Fund study explored early contributing factors among Ontario high school students aged 14 –...