This report presents the latest results from the Life After High School project. The results from the previous Life After High School report (Ford et al., 2013) supported the notion from behavioural economics that relatively small differences in approach (the “nudge” of three hours of...

Promotion of high school students’ access to post-secondary education is a major goal of Canadian governments, in part because of its increasingly important role in helping individuals attain social and economic success. Yet, uncertainty remains as to the best policy interventions to encourage...

In general, this research highlights several ways in which confidence and knowledge may be linked with financial decision-making, and suggests that a one-size-fits-all approach to intervention is unlikely to reap dividends. Instead, interventions need to be informed by a better understanding of the...

This study makes use of microdata from the 2014 Canadian Financial Capability Survey to examine financial knowledge and financial confidence among seniors (aged 65 and over) and near-seniors (aged 55 to 64). The study considers how knowledge and confidence are related to three domains of financial...

This paper explores the relationship between financial capability, literacy, and a series of rich indicators of socio-demographics, psychosocial outcomes and well-being. The analysis conducted in this report builds on an existing large scale research project, UPSKILL, a pan-Canadian research and...

Broadly speaking, there are few education and training policy measures designed with the needs of low-income working age adults in mind. The learn$ave demonstration project was launched in 2000 by Human Resources Development and Skills Development Canada (HRSDC) to test the effectiveness of...

This report describes the rationale and design of a project that will carefully implement and evaluate an innovative program — called Learn$ave — that aims to help low-income Canadians build savings for use in enhancing their labour market skills through adult education and micro-enterprise...