Emergency Funds and Savings among Service Members
Author: Alexander M. Brand, Andrew D. Vilestra, Jeanne Hogarth, Nicholas J. Peranzi
Topic: Asset building and saving
Location: United States
Format: Report
Content Type: Research
Publication Date: November 30, 2011
Using data from a survey of young, enlisted Army service members, we explore whether soldiers have emergency funds and other types of savings. We find different sets of predictors for having an emergency fund and for the amount held in the fund. In general, education and money management experiences, both in the military and pre-military, are associated with having an emergency fund as well as having other forms of saving.
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