Financial Capability and Poverty: Discussion Paper
Author: PRI Project: New Approaches for Addressing Poverty and Exclusion
Topic: Financial literacy
Publisher: Prosper Canada
Location: Canada
Format: Report
Content Type: Research
Publication Date: July 31, 2004
The objective of this discussion paper is to review available evidence from the research and practice of financial literacy as a complementary strategy to asset building. The first section reviews various definitions of financial literacy and proposes financial capability as an alternative. The second section reviews the major initiatives underway in the United Kingdom, the United States, and Canada to enhance financial literacy or capability, either in the context of savings and asset building, or as stand-alone initiatives. The final section provides a discussion of issues for further consideration by policy makers.
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