This brief is the first of a five-part series that will highlight the need and opportunity for integrating financial capability services into social service programs to improve overall outcomes that lead to financial well-being. This introductory brief covers (1) the state of households’ finances, (2) the impact of financial insecurity on families, (3) the financial challenges experienced by households beyond lack of income and wealth, (4) the definition of financial capability and integration, (5) the federal government’s investment in innovation and cross-agency dialogue regarding integration and financial capability and (6) the framework for future policy recommendations.
Financial well-being in America