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Discover financial empowerment resources

Search this library to find research and resources from across the financial empowerment field.
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Provincial spending on housing and homelessness in Ontario

The policy brief, Provincial spending on housing and homelessness in Ontario, presents a stark reality: homelessness in Ontario is worsening, with chronic homelessness nearly doubling in just two years. The policy brief finds that:  Homelessness is worsening: Over 81,000 Ontarians experienced...

Topic: Housing and homelessness
Author: Alexi White
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Intergenerational housing outcomes in Canada

Greater attention has been given in recent years to the role of parental wealth in the home ownership aspirations of younger Canadians. Just as the intergenerational transmission of income inequality is of concern, an increasing reliance on the "Bank of Mom and Dad" raises questions about how...

Topic: Housing and homelessness
Author: Statistics Canada
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Finding Right Relationship: Philanthropy and Native American Small Business

Sustained investment in Native American small business development is imperative to a philanthropic agenda focused on economic justice. Philanthropy centers justice and expedites the growth of Native American wealth building by channeling grant dollars and impact investments toward the ecosystems...

Topic: Best practices, Financial inclusion
Author: AFN - Asset Funders Network
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Housing Need & Homelessness Amongst Gender-Diverse People in Canada

While available research indicates that gender-diverse persons experience intersecting challenges to accessing adequate housing in Canada, there has been limited human rights analysis of this group’s experiences. Available research indicates that trans and gender-diverse persons experience...

Topic: Housing and homelessness
Author: Alex Nelson, Jayne Malenfant, Kaitlin Schwan
Publisher: Women's National Housing & Homelessness Network
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About Reaching Home: Canada’s Homelessness Strategy

Reaching Home: Canada's Homelessness Strategy is a community-based program aimed at preventing and reducing homelessness across Canada. This program provides funding to urban, Indigenous, rural and remote communities to help them address their local homelessness needs. Click "Access this resource"...

Topic: Housing and homelessness
Author: Government of Canada
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How should the new Canada Disability Benefit interact with existing disability supports?

The Canada Disability Benefit is an opportunity to guarantee that people with disabilities can live a life with dignity and have an adequate standard of living. For the new Canada Disability Benefit (CDB) to meet its goal of financially supporting and reducing poverty of people with disabilities,...

Topic: Best practices, Tax filing and benefits
Author: Mohy Tabbara
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Why care about care? Our economy depends on it

This brief lays out how care impacts economic recovery, family economic security and asset building, equity and justice, and the well-being of children, older adults, and people with disabilities. COVID-19 highlighted the importance of caregivers, as parents have become remote learning...

Topic: Best practices
Author: AFN - Asset Funders Network
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The impact of COVID-19 on financial capability and asset building services.

The forced transition from in-person to online activities as a result of the COVID-19 pandemic has had a profound impact on how families and communities buy groceries, acquire medical care, and utilize social services. This rapid shift has raised important questions about how to address access and...

Topic: Financial well-being
Author: AFN - Asset Funders Network
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Connecting families initiative

Daily aspects of Canadians' lives are increasingly touched by digital technology, and access to high-speed Internet has become an essential service and a key driver for improving our economic and social well-being. The Government of Canada originally announced Connecting Families in Budget 2017 to...

Topic: Asset building and saving, Best practices
Author: Government of Canada
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Canada’s Disability Inclusion Action Plan

Canada’s Disability Inclusion Action Plan is a comprehensive, whole-of-government approach to disability inclusion. It embeds disability considerations across our programs while identifying targeted investments in key areas to drive change. It builds on existing programs and measures that have...

Topic: Best practices, Financial inclusion
Author: ESDC - Employment and Social Development Canada
Publisher: ESDC - Employment and Social Development Canada
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Income support, inflation, and homelessness

A good deal of attention has been paid to the question of what these high rates of inflation in housing and food costs mean for Canadians. Much of the concern has focused on the implications for middle-income Canadians hoping to purchase a home, while squeezing their household budgets. But what do...

Topic: Financial behaviour/decisions, Housing and homelessness, Lived experience, Poverty issues
Author: University of Calgary
Publisher: University of Calgary
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Children’s savings accounts: a core part of the equity agenda

Education after high school, or postsecondary education (PSE), is an important determinant of individuals’ future opportunities, as well as their health and even lifespan. Children’s Savings Accounts (CSAs) are programs that aim to increase access to PSE by building parents’ and children’s...

Topic: Best practices, Financial well-being
Author: Rebecca Loya
Publisher: AFN - Asset Funders Network
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The Well-Being and Financial Well-Being of Canadians: financially vulnerable households the most challenged

This brief discusses how more financially vulnerable Canadians are most challenged based on the Seymour Financial Resilience Index TM. This E-Brief builds on Statistics Canada Canadians' Well-being in Year One of the COVID-19 Pandemic report and Seymour’s February 2021 Index Release...

Topic: Financial well-being
Author: Eloise Duncan, Kujtim Koci, Seymour Management Consulting Inc.
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The Economic Reality of The Asian American Pacific Islander Community Is Marked by Diversity and Inequality, Not Universal Success

By most measures of economic success—whether it be income, education, wealth or employment—Asian Americans are doing well in the United States, both when compared to other communities of color as well to White households. But while these measures of success are noteworthy, the way they are...

Topic: Racial equity
Author: Arika Harrison, Cy Watsky, Emanuel Nieves, Josh Ishimatsu
Publisher: National CAPACD, Prosperity Now (formerly CFED)
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From Relief to Resilience: Reimagining Investments

The events of 2020 revealed unvarnished truths that demand that philanthropic organizations take action to build economic well-being for all. This long-overdue moment emphasizes the critical need for strategies that provide a range of support to women and Black, Latinx,...

Topic: Asset building and saving, Financial inclusion
Author: Christi Baker
Publisher: AFN - Asset Funders Network
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Children’s Savings Account: Survey of Private and Public Funding 2019

Children’s Savings Account (CSA) programs offer a promising strategy to build a college-bound identity and make post-secondary education an achievable goal for more low- and moderate-income children. CSAs provide children (starting in elementary school or younger) with savings accounts and...

Topic: Asset building and saving
Author: Institute for Economic and Racial Equity, Madeline Smith-Gibbs, Rebecca Loya
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Roadblocks and Resilience

This report, Roadblocks and Resilience Insights from the Access to Benefits for Persons with Disabilities project, provides insights on the barriers people with disabilities in British Columbia face in accessing key income benefits. These insights, and the accompanying service principles that...

Topic: Tax filing and benefits
Author: Prosper Canada
Publisher: Prosper Canada
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Overcoming Digital Divides Workshop Series: Framing Paper

Canada’s digital divide has often been narrowly defined as the gap that exists between urban and rural broadband internet availability — Canadian urban centres have significantly greater internet subscription levels at faster speeds than rural communities.(Government of Canada, 2019). The cost...

Topic: Poverty issues
Author: Brookfield Institute, First Nations Technology Council, Ryerson Leadership Lab, SFU Public Square
Publisher: Ryerson Leadership Lab
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Social Listening: Covid-19, Social Media, and The Path to a Better Safety Net

This brief outlines how beneficiaries are using online platforms to identify breakdowns in public services, celebrate the positive impact of public policy and urge reform. Ways in which government can capitalize on widespread social media feedback and begin to build long-term measures to center...

Topic: Lived experience, Poverty issues, Service system integration
Author: Justin King, Karolina Ramos
Publisher: The Aspen Institute
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Achieving Financial Resilience in the Face of Financial Setbacks

Financial shocks like these happen to financially vulnerable families every day. Such shocks destabilize household finances and can create hardships that threaten overall well-being. Having tools to manage financial emergencies is critical for people’s long-run financial security. The Asset...

Topic: Asset building and saving
Author: J. Michael Collins, Katie Lorenze
Publisher: AFN - Asset Funders Network
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The Impact of COVID-19 on Women living with Disabilities in Canada

DisAbled Women’s Network (DAWNRAFH) Canada is a national, feminist, cross-disability organization whose mission is to end the poverty, isolation, discrimination and violence experienced by Canadian women with disabilities and Deaf women. People with disabilities, specifically women with...

Topic: Poverty issues
Author: Bára Hladík, Jihan Abbas, Sonia Alimi
Publisher: DisAbled Women’s Network of Canada
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Financial Consumer Protection responses to COVID-19

This policy brief provides recommendations that can assist policy makers in their consideration of appropriate measures to help financial consumers, depending on the contexts and circumstances of individual jurisdictions, during the COVID-19 crisis. These options are consistent with...

Topic: Consumer protection
Author: OECD - Organisation for Economic Cooperation and Development
Publisher: OECD - Organisation for Economic Cooperation and Development
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Supporting the financial resilience of citizens throughout the COVID-19 crisis

This policy brief outlines initial the measures that policy makers can make to increase citizen awareness about effective means of mitigation for the impact of the COVID-19 pandemic and its potential consequences on their financial resilience and...

Topic: Financial well-being
Author: OECD - Organisation for Economic Cooperation and Development
Publisher: OECD - Organisation for Economic Cooperation and Development
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Clipped Wings: Closing the Wealth Gap for Millennial Women

AFN’s latest report, in collaboration with the Closing the Women’s Wealth Gap (CWWG) and the Insight Center for Community Economic Development reveals the current economic reality for millennial women and the primary drivers contributing to their wealth inequities. The report, Clipped...

Topic: Asset building and saving
Author: Anne Price, Fenaba R. Addo, Jhumpa Bhattacharya
Publisher: AFN - Asset Funders Network
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On Shaky Ground: Stabilizing the Financial Security of Single Women

The economic fragility of single women 45-65 years of age is growing, states AFN’s report, On Shaky Ground: Stabilizing the Financial Security of Single Women, released in collaboration with Closing the Women’s Wealth Gap Initiative (CWWG). This report is the first in a series that builds off...

Topic: Asset building and saving
Author: Amy Castro Baker, Folasade Famakinwa, Stacia Martin-West
Publisher: AFN - Asset Funders Network
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