Consumers have told us that they sometimes find common financial rules
of thumb—like “save 10% of your income”—hard to apply to their own
circumstances. Don’t feel discouraged, you can decide on your own personal
rule to live by that works for your financial situation. Putting away some
money on a regular basis—even if it’s a small amount—can help you manage
unexpected expenses and emergencies and reach your financial goals.
Instructions: Use this worksheet to create your own personal rule to live by that will
help you meet your savings goals. Breaking your goals into small actionable steps
will keep you from feeling overwhelmed. Writing down your goal will make you
much more likely to stick to it.
Financial Planning Worksheet: My New Money Goal