Additional Information
Please fill-in the following information before you start your courses:
First Name: Last Name: Organization/Agency your work for: (Please put N/A if you are not working for anyone) City and province: Which of the following financial empowerment services does your organization provide? (Check any that apply): Save
Show inline popup
Discover Library
Search this library to find research and resources from across the financial empowerment field.

Discover financial empowerment resources

Search this library to find research and resources from across the financial empowerment field.
Search Reset
Tag: Financial behaviour
Search:
Topic
Tag
View More
Publisher
Author
Location
View More
Format
Publication Date
From:
To:
Clear Date
All Training/Toolkits Research Programs Tools Miscellaneous

Discover financial empowerment resources

Search this library to find research and resources from across the financial empowerment field.
109 Results Found
Order By
FCAC Report: The financial well-being of Canadian homeowners with mortgages

The Financial Consumer Agency of Canada’s (FCAC) report examines and compares key measures of financial well-being for 3 groups of Canadians: homeowners with mortgages, homeowners without mortgages, and renters. The data shown here are derived from FCAC’s COVID-19 Financial Well-being Survey....

Topic: Housing and homelessness
Author: FCAC - Financial Consumer Agency of Canada
View >
Empowering Futures: Boosting Girls’ Financial Confidence Through Gamified Learning – A Gender Equality Research Brief

Women and girls are highlighted within Canada’s National Financial Literacy Strategy as a diverse population that can benefit from tailored approaches to strengthen financial resilience. To help close the gender gap, the Financial Consumer Agency of Canada (FCAC) developed and tested the benefits...

Topic: Financial inclusion, Financial literacy
Author: FCAC - Financial Consumer Agency of Canada
Publisher: FCAC - Financial Consumer Agency of Canada
View >
From Clicks to Confidence: Using Quick Online Interventions to Increase Young Women’s Financial Confidence and Behaviours – A Gender Equality Research Brief

In 2023, the Financial Consumer Agency of Canada (FCAC) and researchers from Carleton University developed and tested the effectiveness of brief, online interventions at improving the financial confidence, financial knowledge and positive financial behaviours of young women ages 16–25. To...

Topic: Financial behaviour/decisions
Author: FCAC - Financial Consumer Agency of Canada
Publisher: FCAC - Financial Consumer Agency of Canada
View >
Technology-Facilitated Economic Abuse: Fact Sheet

Understanding Technology-Facilitated Economic Abuse: This form of abuse arises when digital tools are misappropriated to monitor, control, or sabotage an individual's finances. It can take many forms, including tracking online banking, identity theft, restricting account access, and even utilizing...

Topic: Consumer protection
Author: Canadian Center for Women's Empowerment
View >
OECD/INFE toolkit for measuring Financial Literacy and Financial Inclusion 2022

The Organisation for Economic Co-operation and Development (OECD) is an international organisation establishes evidence-based international standards and finding solutions to a range of social, economic and environmental challenges. The OECD/INFE Toolkit includes a financial literacy questionnaire...

Topic: Financial inclusion, Financial literacy
Author: OECD - Organisation for Economic Cooperation and Development
View >
An Introduction to Trauma- and Violence-Informed Approaches in Financial Literacy Education

Trauma and violence are highly prevalent and have serious impacts on health and well-being. Being aware of how trauma and violence can present during service interactions can improve their effectiveness and client and provider satisfaction and well-being. Financial literacy educators are...

Topic: Consumer protection, Financial literacy
Author: Families Canada
View >
An unrecognized barrier to retirement income security: poor longevity literacy

Longevity literacy is an understanding of how long people tend to live upon reaching retirement age. It is particularly important since retirement income security requires planning, saving, and preparing for a period that is uncertain in length. This matters because longevity literacy is...

Topic: Financial literacy, Financial well-being
Author: Andrea Stitcha, Annamaria Lusardi, Paul J. Yakoboski
Publisher: GFLEC - Global Financial Literacy Excellence Center, TIAA Institute
View >
Data sheet: Breaking the Cycle of Financial Shame A Study By Coast Capital

As people in Canada navigate the impacts of a challenging economic environment that includes inflation, the rising cost of living, record debt levels, and high levels of income volatility, we’re seeing a greater connection between financial and emotional wellbeing. With these external factors...

Topic: Financial well-being
Author: Coast Capital
View >
Economic abuse screening tool (a toolkit for social service providers)

Women’s shelters are often the first point of contact for victim-survivors fleeing abusive relationships. Therefore, safety and shelter are logically at the forefront of staff members’ immediate concerns. Once the victim-survivor is in a place of safety, it is crucial to explore the patterns of...

Topic: Financial behaviour/decisions
Author: Meseret Haileyesus, Michaela Mayer, Natalie Snow
Publisher: Canadian Centre for Women's Empowerment
View >
Research to help FSRA improve the lives of vulnerable consumers

Financial Services Regulatory Authority of Ontario commissioned a research study that focused on consumer attitudes, how consumers are engaging with financial services, and consumer characteristics such as vulnerability. Insights from the research are allowing FSRA to better understand the...

Topic: Consumer protection
Author: FSRA - Financial Services Regulatory Authority
View >
Ten frugal habits to save money

The Angus Reid institute reported from a recent study that 50% of Canadians couldn’t manage an unexpected expense of $1000 or more. In the same study, when Albertans were asked what they would do with a surprise bonus or gift of $5000, 46% said they would use it to pay down debt. Only 41% said...

Topic: Asset building and saving, Financial behaviour/decisions
Author: Money Mentors
Publisher: Money Mentors
View >
Social influencers and your finances

Just because someone has a lot of followers doesn’t mean their advice is right for you. Social media influencers are increasingly sharing information about investing. This can be done by ordinary people or by celebrities who have taken an interest in a specific product or investment. They are...

Topic: Asset building and saving, Financial behaviour/decisions
Author: Ontario Securities Commission
Publisher: Ontario Securities Commission
View >
Thriving or surviving study 2022

The Thriving or Surviving study uncovers the kitchen table issues that confront Canadians daily, revealing how the country is coping with concerns such as debt, savings, emergency funds and financial...

Topic: Asset building and saving, Credit & Debt, Financial behaviour/decisions, Financial literacy, Financial well-being
Author: CPA Canada
Publisher: CPA Canada
View >
Multicultural and newcomer charitable giving study

While much research has been conducted on how giving is correlated to factors like educational attainment or income level, the influence of ethnicity has been elusive. This research attempts to better understand how newcomers to Canada and second-generation Canadians perceive and approach giving...

Topic: Financial behaviour/decisions, Research and evaluation
Author: Imagine Canada
Publisher: Imagine Canada
View >
Behavioural bias checker

Being aware of potential biases can help you become a better decision-maker. Use this tool to improve your awareness of different behavioural biases or “blind spots” that may influence your...

Topic: Consumer protection
Author: Ontario Securities Commission
Publisher: Ontario Securities Commission
View >
Economic Abuse: Coercive Control Tactics in Intimate Relationships

This infographic explores 3 forms of economic abuse and associated tactics used to coercively control intimate partners. These abusive tactics are compounded by economic systems that systemically oppress groups including Black, Indigenous, and people of colour; people with disabilities; people...

Topic: Consumer protection, Financial well-being
Author: Canadian Center for Women's Empowerment, University of Western - Centre for Research & Education on Violence Against Women & Children, Woman Abuse Council of Toronto
Publisher: University of Western - Centre for Research & Education on Violence Against Women & Children - Learning Network
View >
The Comeback Generation: Pandemic is inspiring Gen Z to build financial resilience

The coronavirus pandemic has tested the limits of Canadians over the past 20 months. What began as a health crisis quickly morphed into an economic crisis, with the spread of COVID‑19 shocking large segments of the economy and leaving many without paycheques. While no generation has been...

Topic: Financial behaviour/decisions
Author: Mathieu Labrèche
Publisher: Canadian Bankers Association
View >
Encouraging tax filing at virtual clinics

In 2020, The Behavioural Insights Team partnered with United Way and Oak Park Neighbourhood Centre to develop and test an email intervention to increase participation in tax filing clinics. An "active choice" email (sample email) significantly increased response rate and attendance to virtual...

Topic: Financial behaviour/decisions, Research and evaluation
Author: The Behavioural Insights Team
View >
Financial Well-Being: A Conceptual Model and Preliminary Analysis

Based on an extensive literature review and re-analysis of existing qualitative data, this report offers a working definition and an a priori conceptual model of financial well-being and its possible determinants. Using survey data from Norway (2016), ten regression models have been conducted to...

Topic: Financial well-being
Author: Andrea Finney, Christian Poppe, Elaine Kempson
Publisher: Akershus University College of Applied Sciences, SIFO Oslo
View >
Financial Education Affects Financial Knowledge and Downstream Behaviors

This study covers the rapidly growing literature on the causal effects of financial education programs in a meta-analysis of 76 randomized experiments with a total sample size of over 160,000 individuals. The evidence shows that financial education programs have, on average, positive causal...

Topic: Financial behaviour/decisions
Author: Tim Kaiser
Publisher: GFLEC - Global Financial Literacy Excellence Center
View >
Fearless Woman: Financial Literacy and Stock Market Participation

Women are less financially literate than men. It is unclear whether this gap reflects a lack of knowledge or, rather, a lack of confidence. This survey experiment shows that women tend to disproportionately respond “do not know” to questions measuring financial knowledge, but when this response...

Topic: Financial behaviour/decisions, Financial literacy
Author: Annamaria Lusardi, Maarten van Rooij, Rob Alessie, Tabea Bucher-Koenen
Publisher: GFLEC - Global Financial Literacy Excellence Center
View >
Testing the use of the Mint app in an interactive personal finance module

To advance understanding of effective financial education methods, the Global Financial Literacy Excellence Center (GFLEC) conducted an experiment using Mint, a financial improvement tool offered by Intuit, whose financial products include TurboTax and QuickBooks. This study measures Mint’s...

Topic: Financial behaviour/decisions, Financial literacy
Author: Andrea Hasler, Hallie Davis
Publisher: GFLEC - Global Financial Literacy Excellence Center
View >
Attitudes Toward Debt and Debt Behavior

This paper introduces a novel survey measure of attitude toward debt. Survey results with panel data on Swedish household balance sheets from registry data are matched, showing that debt attitude measure helps explain individual variation in indebtedness as well as debt build-up and spending...

Topic: Credit & Debt, Research and evaluation
Author: Annamaria Lusardi, Jenny Säve-Söderbergh, Johan Almenberg, Roine Vestman
Publisher: GFLEC - Global Financial Literacy Excellence Center
View >
Tax Time: An opportunity to Start Small and Save Up

This paper provides a description of how having liquid savings contributes to people’s financial stability and resiliency, and the unique opportunity that tax time offers to begin saving for the short and longer term. Starting to save or continuing to save when receiving a tax refund may lead to...

Topic: Asset building and saving
Author: CFPB - Consumer Financial Protection Bureau
Publisher: CFPB - Consumer Financial Protection Bureau
View >
Retirement Security and Financial Decision-making: Research Brief

A growing number of retirees are not experiencing the expected gradual reduction in spending after they retire. This report summarizes the findings of a Bureau study into whether people who retired between 1992 and 2014 had the income, savings, and/or non-housing assets to maintain the same level...

Topic: Financial behaviour/decisions
Author: CFPB - Consumer Financial Protection Bureau
Publisher: CFPB - Consumer Financial Protection Bureau
View >