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The Compass Guide to Small-Dollar Credit
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This Guide seeks to define characteristics of a high- quality small-dollar credit product. It does not assume, however, that credit is the answer for every consumer. When people who face a chronic income shortfall or who already have debts they cannot manage use credit to meet their basic needs, they put themselves at risk of falling into a dangerous cycle of debt. This Guide emphasizes responsible underwriting as a key component of a high-quality small-dollar credit product.
Author: Compass Principles
Topic: Credit & Debt
Publisher: CFSI - Center for Financial Services Innovation
Location: United States
Format: Guide
Content Type: Tools
Publication Date: December 31, 2014