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The Monthly Stress-Test on Family Finances
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The JPMorgan Chase Institute has assembled data assets and perspectives on income and spending volatility over the last three years and examined the impacts of extraordinary income changes from job loss and extraordinary expense changes, notably from medical payments. Here we take a holistic view of this work and highlight a few of the key takeaways. We underscore what this volatility means for the financial resilience of American by estimating the everyday cash buffer families need to weather such volatility.
Author: Diana Farrell, Fiona Grieg
Topic: Financial well-being
Publisher: J.P. Morgan Chase Institute
Location: United States
Format: Brief
Content Type: Research
Publication Date: March 17, 2017