Money on Your Mind

This report discusses the interactions between finances and mental health, based on the experience of over 5000 individuals who have lived with mental health problems. Mental health problems leading to relationship difficulties, physical health problems, mental health treatments, cognitive impairments, and psychological barriers to action are all seen as contributors to loss of or low income, higher spending, and poor financial management. The converse is also true - more than 80% of respondents also expressed that their financial situation had made their mental health problems worse.



Tools and Ethics for Applied Behavioural Insights: The BASIC Toolkit

A better understanding of human behaviour can lead to better policies. If you are looking for a more data-driven and nuanced approach to policy making, then you should consider what actually drives the decisions and behaviours of citizens rather than relying on assumptions of how they should act. 

You can start applying behavioural insights (BI) to policy now. No matter where you are in the policy cycle, policies can be improved with BI through a process that looks at Behaviours, Analysis, Strategies, Interventions, Change (BASIC). This allows you to get to the root of the policy problem, gather evidence on what works, show your support for government innovation, and ultimately improve policy outcomes.

This toolkit guides policy officials through these BASIC stages to start using an inductive and experimental approach for more effective policy making.

 



Core competencies frameworks on financial literacy

Developed in response to a call from G20 Leaders in 2013, the core competencies frameworks on financial literacy highlight a range of financial literacy outcomes that may be considered to be universally relevant or important for the financial well-being in everyday life of adults and youth.

These documents describe the types of knowledge that youth aged 15 to 18, and adults aged 18 and up, could benefit from. 



Zambia Financial Diaries – Interim Report

The Case for Social Investment in Microcredit

YOLO: Mortality Beliefs and Household Finance Puzzles

The Liquid Hand-to-Mouth: Evidence from Personal Finance Management Software

Income Timing, Temptation and Expenditures: A Field Experiment in Malawi

An Economy for the 1% – How privilege and power in the economy drive extreme inequality and how this can be stopped

U.S. Microfinance at the Cross Roads. Scale and Sustainability: Can Lessons from International Experience Help Guide the U.S. Sector?

Online/Offline: How Technology Can Empower Local Refugee Communities

Recommendation on Principles and Good Practices for Financial Education and Awareness

Beginning with the end in mind: Planning pilot projects and other programmatic research for successful scaling up

Closing the gap in a generation. Health equity through action on the social determinants of health

Practical guidance for scaling up health service innovations

Worksheets for developing a scaling-up strategy

Financial Literacy around the World: An Overview of the Evidence with Practical Suggestions for the Way Forward

Child Rich Communities: Aotearoa New Zealand’s ‘Bright Spots’

International Review: Mobile Payments and Consumer Protection

Banking the Unbanked? Evidence from Three Countries

My Turn to Speak: Voices of Microfinance Clients in Benin, Pakistan, Peru and Georgia

Improving Financial Literacy: Analysis of Issues and Policies

Big Data, Small Credit: The Digital Revolution and Its Impact o Emerging Market Consumers

Poverty, Aspirations, and the Economics of Hope: A Framework for Study with Preliminary Results from the Oaxaca Hope Project

A Toolkit for the evaluation of financial capability programs in low- and middle-income countries

Moving Forward with Financial Literacy. Synthesis Report on Reaching Higher: Canadian Conference on Financial Literacy

Tools for Development: A handbook for those engaged in development activity

Keeping it Simple: Financial Literacy and Rules of Thumb

Financial Literacy: Lessons from International Experience