Discover financial empowerment resources
Discover financial empowerment resources
The Organisation for Economic Co-operation and Development (OECD) is an international organisation establishes evidence-based international standards and finding solutions to a range of social, economic and environmental challenges. The OECD/INFE Toolkit includes a financial literacy questionnaire...
The Organisation for Economic Co-operation and Development (OECD) is an international organisation establishes evidence-based international standards and finding solutions to a range of social, economic and environmental challenges. The OECD/INFE Toolkit includes a financial literacy questionnaire...
This brief and an accompanying interactive map were commissioned by the New York City Department of Consumer Affairs’ Office of Financial Empowerment. The brief provides information on how many New Yorkers are unbanked and underbanked, recognizing their links to financial health. It also...
In this paper, we report our findings from over a dozen interviews with youth apprenticeship coordinators in Wisconsin and Georgia. Although an integrated financial education component is the exception in youth apprenticeship training, we find broad support from our interviewees for the idea that...
The Zambia Financial Diaries is a year-long panel study that collects data each week on all transactions performed by respondents - all sales and purchases, income earned from informal or formal labor, uses of financial tools, and exchanges of in-kind goods. The purpose of the study is to develop...
This paper presents new survey data on subjective mortality beliefs for nearly 5,000 respondents, administered by a professional survey panel provider, and it shows that these survey-elicited beliefs contribute to seemingly contradictory savings rate puzzles at opposite ends of the...
This report presents the results of the Survey of Consumer Views on Debt (“survey”) which was conducted by the Consumer Financial Protection Bureau (“Bureau”) between December 2014 and March 2015. The survey results substantially expand the understanding of debt collection in the United...
Being homeless, whether briefly or for an extended period of time, can be profoundly distressing for whoever undergoes the experience. This portrait is the result of an exploratory study on homelessness in 13 communities representing five First Nations in Quebec. The report identifies the principal...
Surveys are a great way to answer some of the questions you have about the people you serve and their thoughts and feelings about the services you provide. Surveys can help you decide which new services will have the greatest impact on your clients and help you evaluate the impact of your existing...
This working paper compares three commonly used measures of low income used in Canadian poverty analysis. It is the fourth in a series of working papers intended to promote a discussion by participants in our Sounding Board and others. Thresholds and incidences of low-income for the Low Income...
Individual development accounts (IDAs) help low-income families save by matching their personal savings for specific investments, such as a first home, business capitalization, or higher education and training. The Assets for Independence (AFI) program is a federally supported IDA grant program...
This is a webinar presenting the results of the Building Savings For Success evaluation report of matched savings account programs in 2 United States cities. One city used a coaching model, the other a case management model. The program showed that participants increased their liquid assets and...
This is the slide deck for a webinar presentation by First Nations Development Institute on data collection methods in first nations communities, related to food assessments. It explains the data collection process, what data analysis is, why it is important to have a data analysis plan,...
The intention at the time of the creation of the Market Basket Measure was that the content of the basket and its definition of disposable income would be reviewed once several years of data had been collected using the original measure. This was necessary to ensure that it continued to embody a...
The purpose of this guide is to provide detailed guidance on designing and developing an e-learning course for trainers and instructional designers who are new to e-learning design. It also provides basic concepts and information on the processes and resources involved in e-learning development,...
Despite progress on many fronts, the number of people becoming homeless in Canadian cities was not declining. As a consequence, there has been a discernable shift in municipal responses to homelessness in recent years. Inspired by policy innovations in the United States, a number of cities are now...
Financial literacy programs are fast becoming a key ingredient in financial policy reform worldwide. Yet, what is financial literacy exactly and what do we know of its effectiveness? This paper collects insights from the literature thus far and summarizes global evidence, on financial literacy, its...
TOcore is a three-year inter-divisional initiative, led by City Planning. The purpose of the Study is to ensure growth positively contributes to Toronto’s Downtown as a great place to live, work, learn, play and invest. It will do so by determining: a) how future growth will be accommodated,...
Population health survey data are not routinely linked to specific health care organizations, limiting organizational capacity to assess performance improvements in relation to the observed risk and prevalence of differences in health. The lack of demographic information hinders the growth of...
We deployed field researchers into communities in California, Mississippi, New York, Ohio, and Kentucky to delve into the intimate financial details of approximately 200 households. Over the course of a year, field researchers visited each family once or twice a month, logging detailed information...
The objective of this project is to adapt life skills and financial literacy curriculum in order to make it more relevant to the urban Aboriginal clientele at the Newo Yotina Friendship Centre (NYFC) and to determine the overall impact of this curriculum on NYFC’s clientele. NYFC is an...
Performance measurement systems are widely used by organizations in both the public and private sectors, with the objective of improving decision making and performance. The cost associated with building and implementing these systems is high, yet many fail to deliver the expected results. This...
This article describes development of the InCharge Financial Distress/Financial Well-Being Scale, designed to measure a latent construct representing responses to one’s financial state on a continuum ranging from overwhelming financial distress/lowest level of financial well-being to no financial...
The purpose of this article was to detail the process used to establish validity and reliability for a recently developed instrument measuring financial distress/ financial well-being. Knowing that the establishment of validity and reliability of an instrument is an ongoing process, and keeping in...
USAI Research Framework takes its acronym from the four principles of ethics that guide it: Utility, Self-Voicing, Access, and Interrelationality. The Framework delineates the preferred research methodology, called “orientation to research”, to encompass various research practices that are...