Discover financial empowerment resources
Discover financial empowerment resources
Canada's homeless encampments are a national human rights crisis. A growing number of people in Canada are having to live in tents or informal shelters to survive due to a lack of affordable housing, limited support services, and nowhere safe to go. Recognizing the severity of this crisis, the...
Since 2020, the Bank of Canada has engaged with Canadians, the financial industry and civil society groups to better understand how a digital version of the Canadian dollar might affect everyone. Bilateral and roundtable discussions were held, as well as demographically representative focus groups...
Over 50+ mayors in the United States have joined a national initiative Mayor’s for Guaranteed Income (MGI). Many advocates and practitioners now believe the moment has arrived for a guaranteed Income with an equity lens. In this webinar, perspectives from a diverse group of thought leaders...
This report presents the findings of extensive research about employable singles on social assistance undertaken by Toronto Employment and Social Services, in partnership with the Ontario Centre for Workforce Innovation. Drawing on data from 69,000 singles who were receiving social assistance in...
The position of Taxpayers’ Ombudsman (the Ombudsman) was created to support the government priorities of stronger democratic institutions, increased transparency within institutions, and fair treatment. As an independent and impartial officer, the Ombudsman handles complaints about the service of...
This is a one-hour webinar on matched savings programs and personal savings strategies that work for people living on low incomes. Our panelists share experiences from their programs in Ontario and Calgary. The presenters in this webinar are: Dean Estrella, Momentum, Calgary, AB John...
This is one video in a series of videos catered to Volunteer Income Tax Assistance (VITA) program volunteers on how to introduce the savings conversation to tax filers during the tax filing process. This video shows what the savings conversation could look like at different points in the tax...
This is one video in a series of videos catered to Volunteer Income Tax Assistance (VITA) program volunteers on how to introduce the savings conversation to tax filers during the tax filing process. This video shows what the savings conversation could look like at a specific point in the tax...
We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two years, 17%, 10%, and 3% of treatment individuals made five or more deposits, respectively. Average monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline...
Many initiatives are underway focused on teaching kids what people feel they should know about money. But, to our knowledge, no one has ever reached out broadly to ask youth what they want to learn about – what they are interested in – the challenges they face – and how they would like to...
The five-year Road Map is a community plan and builds on the EPE Strategy. It is shaped by what we heard from Edmontonians and responds to emerging issues and opportunities in a changing landscape. The Road Map will activate actions towards fulfilling the vision of ending poverty within a...
The Rodriguez’ enjoy a measure of financial health and security. Maria and her husband, Dean, will soon have the first mortgage paid off on their four-bedroom, two-bathroom house. Buttressed by regular payments from Social Security and other federal benefits, the five members of the household...
This brief highlights new research on food assistance from the edited volume Income Volatility and Food Assistance in the United States, published in fall 2008 by the W.E. Upjohn Institute for Employment Research. Income volatility, that is, periodic fluctuations in household income, has increased...
The National Housing Strategy Act (NHSA) of 2019 introduced landmark human rights mechanisms aimed at addressing systemic housing issues in Canada. These mechanisms enable rights holders who have borne the brunt of Canada’s housing crisis to have their voices heard, claim their rights, and offer...