The report discussed in this brief, “Building blocks to help youth achieve financial capability: A
new model and recommendations,” illuminates critical attributes, abilities, and opportunities
acquired during the years spanning preschool through young adulthood that support the
development of adult financial capability. By uncovering critical intersection points between
youth development and financial capability, the CFPB answers the questions of “how,” “when,”
and “where” children and youth typically acquire critical building blocks of financial capability –
building blocks that can provide a foundation to support financial well-being in adulthood.