Transforming the Financial Lives of a Generation of Young Americans
Author: CFPB - Consumer Financial Protection Bureau
Topic: Financial literacy
Publisher: CFPB - Consumer Financial Protection Bureau
Location: United States
Format: Report
Content Type: Research
Publication Date: April 30, 2013
The purpose of this white paper is to outline how the ongoing struggle of many consumers to manage their finances can be mitigated in the future by focusing specifically on youth financial education. What we propose here is a comprehensive strategy to impart personal financial-management skills to young people while they are in school. We are focusing on school-based financial education policy for two reasons: first, most Americans are poorly prepared to make informed financial decisions; second, school-based financial education has the potential to reverse the current trend of poor financial preparation for future generations of American consumers.
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