Different degrees of debt: Student borrowing in the for-profit, nonprofit, and public sectors
Author: Rajeev Darolia, Stephanie Riegg Cellini
Topic: Credit & Debt
Publisher: Brown Center on Education Policy, Brookings
Location: United States
Format: Brief
Content Type: Research
Publication Date: June 30, 2016
In this brief, we explore the dynamic patterns of student borrowing across sectors of higher education since 1996. In particular, we examine the role of student demographics, financial need, work behaviour, and educational costs in contributing to the trends in student borrowing. An understanding of how, why, and which students take on debt is crucially important in measuring higher education performance and in the design of financial aid systems that protect taxpayer interests and support student success.
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