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Understanding Financial Capability Interventions within Employment-Related Contexts for Adults with Low Incomes
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Individuals with lower incomes may face a range of economic challenges and barriers to upward mobility. Two types of services that may both contribute to the goal of improving individuals’ financial situations are employment and training (E&T) services, which have the goal of improving employment outcomes, and financial capability interventions, which are focused on building financial knowledge and expanding access to resources.

This report summarizes insights on the approaches organizations use to integrate these services, their motivations for doing so, details on the types of financial capability services involved, and participant perspectives on integrated services. It also discusses considerations for future research on the effectiveness of integrated models.