This brief is the joint submission of the Canadian Literacy and Learning Network (CLLN), Momentum Calgary, SEED Winnipeg, Social and Enterprise Development Innovations (SEDI), and St. Christopher House in Toronto – five non-profit organizations working to strengthen the financial inclusion and...

Le présent guide fait suite à l’étude Favoriser la santé financière des aînés qu’a menée Union des consommateurs grâce au soutien financier du Fonds de subventions d’éducation financière TD de l’organisme de bienfaisance Social and Enterprise Development Innovations (SEDI). Le...

This is a submission paper by SEDI to the Ontario Ministry of Child and Youth Services. Social and Enterprise Development Innovations (SEDI) is a national charity dedicated to expanding economic opportunity for Canadians living in poverty through program and policy innovation. We are pleased to...

There is a large and sophisticated industry of financial professionals available to give financial information and advice to Canadians who can afford their services, but Canadians with low or modest incomes and wealth lack the means to purchase that help. What’s more, sometimes mainstream...

In February 2009 Social and Enterprise Development Innovations (SEDI) was contracted by the Alberta Ministry of Employment and Immigration (AE&I) to undertake research related to two key strategic policy tasks: To collect information that will support the Ministry in determining the efficacy of...

On September 9 and 10, 2008, Reaching Higher: Canadian Conference on Financial Literacy was held in Montréal to highlight the effectiveness of current Canadian financial literacy efforts and to examine international strategies. The hosts of the conference were the Financial Consumer Agency of...

Deficits in appropriate and affordable housing may also interact with other forms of exclusion, creating cycles of increased exclusion and risk. In the current study, we consider the interaction between homelessness and access to mainstream financial services. The conceptual model proposes that,...

To date no meta-analysis specific to Canada has been done to consider effectiveness in financial literacy programming and evaluation among existing financial literacy resources. This research project, therefore, seeks to explore the following: Issues in effective delivery of financial literacy...

SEDI has prepared this report at the request of the Financial Consumer Agency of Canada (FCAC) to assess the current state of the production and delivery of financial capability services and products in Canada. This final report presents our main findings and conclusions based on the quantitative...

In June 2005, Social and Enterprise Development Innovations (SEDI), the Policy Research Initiative (PRI), and the Financial Consumer Agency of Canada (FCAC) organized Canadians and Their Money: A National Symposium on Financial Capability. The conference stemmed from an initial examination by SEDI...

This report describes the rationale and design of a project that will carefully implement and evaluate an innovative program — called Learn$ave — that aims to help low-income Canadians build savings for use in enhancing their labour market skills through adult education and micro-enterprise...

All Canadians aspire to a quality of life that provides access to opportunity for themselves and their families. We at SEDI know that there are basic requirements, which form the underpinnings of achieving this goal. They are education, health care, employment and income security, wealth...