SEDI has prepared this report at the request of the Financial Consumer Agency of Canada (FCAC) to assess the current state of the production and delivery of financial capability services and products in Canada. This final report presents our main findings and conclusions based on the quantitative and qualitative data SEDI has collected for the research project. In this report we provide updated (since our May 2006 interim report) quantitative information to describe the current state of financial capability as well as a synthesis of qualitative information from key informant interviews conducted in the spring of 2006. We present our analysis on the current state of the supply side of the financial capability marketplace, with a focus on accessibility and relevance.