When the housing sector is efficient and well-functioning, the marketplace should be able to meet most people’s housing needs. Fortunately, Canada has one of the best housing systems in the world. As a result, almost 80% of Canadian households have their housing needs met through the marketplace, supported by our housing finance activities. Our mortgage loan insurance, for example, helps borrowers get financing at competitive rates.

But not everyone has the financial means to access or compete in the housing market. The marketplace, too, isn’t always able to meet the unique housing needs of certain groups, such as people with disabilities. In these cases, governments, community organizations, non-profits and the private sector work together to provide affordable housing.

Read more about affordable housing and Canada's National Housing Strategy. 

Check out the Help and resources page.