Predatory Lending: A Survey of High Interest Alternative Financial Service Users
Author: J. Fantauzzi
Topic: Consumer protection
Publisher: CCPA - Canadian Centre for Policy Alternatives
Location: Canada
Format: Survey / Survey results
Content Type: Research
Publication Date: December 5, 2016
This paper analyzes findings from a survey by ACORN Canada of a sampling of its membership to understand why they turn to alternative financial services such as high interest payday loans. The survey finds that the majority of the 268 respondents turn to these services as a last resort because they are denied adequate credit services from traditional banks.
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