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Struggling to Make Ends Meet: Using Financial Diaries to Examine Financial Literacy Among Low-Income Canadians
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Concern about financial literacy is rising. But national surveys of financial literacy are not very helpful regarding the literacy characteristics of the poor. This case study uses the financial diary method to examine the financial literacies of 13 poor Canadians. The results found that most participants kept their spending in line with their income and tracked their spending, and several demonstrated financial resilience.
Author: Antonia Fikkert, Jerry Buckland, Joel Gonske
Topic: Financial literacy
Publisher: Journal of Poverty
Location: Canada
Format: Academic paper
Content Type: Research
Publication Date: July 13, 2015