2022 Canadian Retirement Survey
The key takeaways from the 2022 Canadian Retirement Survey are: Read the full presentation conducted for Healthcare of Ontario Pension Plan.
Financial consumer protection framework
This presentation provides information about the FCAC's public awareness strategy for Canada's new Financial Consumer Protection Framework including an overview of FCAC's planned activities and resources and highlights the importance of collective action to inform Canadians. Additional promotional toolkits can be found on the FCAC website.
Encouraging tax filing at virtual clinics
In 2020, The Behavioural Insights Team partnered with United Way and Oak Park Neighbourhood Centre to develop and test an email intervention to increase participation in tax filing clinics. An "active choice" email (sample email) significantly increased response rate and attendance to virtual clinics.
Helping financial empowerment champions deliver critical services to low-income Canadians
Service design consultancy Bridgeable provides an overview of the project partnership with Prosper Canada in April 2020 to take a design sprint approach in providing remote tax-filing and benefits application service solution. Over the course of four consecutive days, Bridgeable worked with eighteen financial empowerment champion (FEC) partners to generate solutions to four key aspects for remote service delivery:
Policy and research symposium: Income volatility
The research and policy symposium on income volatility was held on March 9, 2018, in Toronto, Ontario. Speakers from Canada and the United States present on key research findings on the nature of income and expense volatility in the early 21st Century. Speakers also suggest policy solutions to address the challenges of increasingly volatile household income.
Talking to our neighbours: America’s household balance sheets
Household Financial Stability and Income Volatility, Ray Boshara, Federal Reserve Bank of St. Louis
Income volatility: What banking data can tell us, if we ask, Fiona Greig, JP Morgan Chase Institute
Up Close and Personal: Findings from the U.S. Financial Diaries, Rob Levy, CFSI
The good, the bad, and the ugly: Canada’s household balance sheets
Canada’s household balance sheets, Andrew Heisz, Statistics Canada
Income volatility and its effects in Canada: What do we know?
Pervasive and Profound: The impact of income volatility on Canadians, Derek Burleton, TD Economics
Income and Expense Volatility Survey Results, Patrick Ens, Capital One
Neighbourhood Financial Health Index: Making the Invisible Visible, Katherine Scott, Canadian Council on Social Development
What gets inspected, gets respected: Do we have the data we need to tackle household financial instability?
Do we have the data we need to tackle household financial instability?, Catherine Van Rompaey, Statistics Canada
Emerging solutions
Income volatility: Strategies for helping families reduce or manage it, David S. Mitchell, Aspen Intitute
Building consumer financial health: The role of financial institutions and FinTech, Rob Levy, CFSI
Redesigning Social Policy for the 21st Century, Sunil Johal, Mowat Centre
Strengthening retirement security for low- and moderate-income workers, Johnathan Weisstub, Common Wealth
Research symposium: Overcoming barriers to tax filing for people with low incomes
The research symposium "Overcoming barriers to tax filing for people with low incomes" was held in Ottawa on Thursday, February 7, 2019, hosted by Prosper Canada and Intuit. The symposium presents research results and insights from practitioners in the field on barriers to tax filing experienced by people with low incomes, challenges and opportunities in tax filing and benefits assistance programs, strategies to boost tax filing, and innovations in tax filing assistance.
Barriers to tax filing experienced by people with low incomes
Income tax filing and benefits take-up: Challenges and opportunities for Canadians living on low income, Uttam Bajwa, University of Toronto
Tax time insights, Nirupa Varatharasan, Prosper Canada
“Stories from the field”: Contextualizing the barriers Indigenous People face, Erin Jeffery, Canada Revenue Agency (CRA)
Closing the tax-filing gap: Challenges and opportunities
The Community Volunteer Income Tax Program, Nancy McKenna, CVITP, Canada Revenue Agency
Supporting organizations in the CVITP, Aaron Kozak, Employment and Social Development Canada, and Melissa Valencia, Canada Revenue Agency
A Realist analysis of nonprofit tax filing services, Kevin Schachter, University of Manitoba and SEED Winnipeg
National and regional strategies to boost tax filing
The Community Volunteer Income Income Tax Program, Nancy McKenna, Canada Revenue Agency
GetYourBenefits! Diagnose and Treat Poverty, Dr. Noralou Roos, Manitoba Centre for Health Policy
Get your piece of the money pie, Althea Arsenault, New Brunswick Economic and Social Inclusion Corporation
Innovations in tax filing assistance
Scaling tax filing assistance, John Silver, Community Financial Counselling Service (CFCS)
Virtual Tax Filing Pilot, Radya Cherkaoui, Intuit Canada, and Steve Vanderherberg, Woodgreen Community Services
Innovative use of technology for VITA, German Tejeda,
Innovative use of technology for VITA
In this presentation, German Tejeda, National Director of Financial Programs, Single Stop USA, shares results from the Virtual VITA Program in the United States since 2012. This presentation is from the session 'Innovations in tax filing assistance', at the tax research symposium hosted by Prosper Canada and Intuit, February 7, 2019, in Ottawa.
Virtual Tax Filing Pilot
In this presentation, Radya Chaerkaoui, Senior Product Manager and Innovation Catalyst, Intuit Canada, and Steve Vanderherberg, Director-Strategic Initiatives, WoodGreen Community Services, share insights from their Virtual Tax Filing Pilot program. This presentation is from the session 'Innovations in tax filing assistance', at the tax research symposium hosted by Prosper Canada and Intuit, February 7, 2019, in Ottawa.
Scaling tax filing assistance
In this presentation, John Silver, Executive Director, Community Financial Counselling Service (CFCS), Winnipeg, shares insights from the low income tax program at CFCS. This program files almost 10,000 returns each year, and also provides tax clinic support to other agencies and delivers detailed training for tax clinic volunteers. This presentation is from the session 'Innovations in tax filing assistance', at the tax research symposium hosted by Prosper Canada and Intuit, February 7, 2019, in Ottawa.
Get Your Piece of the Money Pie
In this presentation, Althea Arsenault, Manager of Resource Development, NB Economic and Social Inclusion Corporation, shares insights from the 'Get Your Piece of the Money Pie' tax clinic program. This program has operated since 2010, and currently files over 23,000 returns each year. This presentation is from the panel discussion 'National and regional strategies to boost tax filing', at the tax research symposium hosted by Prosper Canada and Intuit, February 7, 2019, in Ottawa.
Get Your Benefits! Diagnose and Treat Poverty
In this presentation, Noralou P. Roos, Co-Director, GetYourBenefits! and Professor, Manitoba Centre for Health Policy, explains how access to tax filing and benefits is an important poverty intervention. This presentation is from the panel discussion 'National and regional strategies to boost tax filing', at the tax research symposium hosted by Prosper Canada and Intuit, February 7, 2019, in Ottawa.
Providing tax filing and benefits assistance to Indigenous communities
In this presentation, Simon Brascoupé, Vice President, Education and Training, AFOA Canada, explains the financial wellness framework and how tax filing presents opportunities for building financial wellness in Indigenous communities. This presentation is from the session 'Closing the tax-filing gap: Challenges and opportunities', at the tax research symposium hosted by Prosper Canada and Intuit, February 7, 2019, in Ottawa.
A Realist Analysis of Nonprofit Tax Filing Services
In this presentation, Kevin Schachter, Graduate Student at University of Manitoba and Information Manager at SEED Winnipeg, presents a realist analysis of nonprofit tax filing services. This presentation is from the session 'Closing the tax-filing gap: Challenges and opportunities', at the tax research symposium hosted by Prosper Canada and Intuit, February 7, 2019, in Ottawa.
Supporting Organizations in the CVITP
In this presentation, Aaron Kozak, ESDC and Melissa Valencia, CRA, present findings from their research on the Community Volunteer Income Tax Program (CVITP). This includes recommendations for structural changes to the program, review of CVITP training, changes to registration, and more. This presentation is from the session 'Closing the tax-filing gap: Challenges and opportunities', at the tax research symposium hosted by Prosper Canada and Intuit, February 7, 2019, in Ottawa.
The Community Volunteer Income Tax Program (CVITP)
In this presentation, Nancy McKenna, Manager, CVITP, Canada Revenue Agency, explains how the Community Volunteer Income Tax Program (CVITP) works. This includes eligibility requirements, the size of the program in 2017/2018, and partnerships. This presentation is from the session 'Closing the tax-filing gap: Challenges and opportunities', at the tax research symposium hosted by Prosper Canada and Intuit, February 7, 2019, in Ottawa.
Stories from the field: Contextualizing the barriers Indigenous People face
In this presentation, Erin Jeffery, Outreach Officer with Canada Revenue Agency (CRA) shares what the CRA Outreach team has learned about tax filing barriers facing Indigeous People in Canada. These barriers include lack of documentation, lack of trust, access to services, and challenges around accessing Canada Child Benefit. This presentation is from the session 'Barriers to tax filing experienced by people with low incomes', at the research symposium hosted by Prosper Canada and Intuit, February 7, 2019, in Ottawa.
Tax time insights: Experiences of people living on low income in Canada
In this presentation, Nirupa Varatharasan, Research & Evaluation Officer with Prosper Canada, explains the research methods and insights gathered in the report 'Tax time insights: Experiences of people living on low income in Canada.' This includes demographic information, the type of tax filing resources accessed by this population, and insights on the types of challenges and opportunities that result from their tax filing processes. This presentation is from the session 'Barriers to tax filing experienced by people with low incomes', at the research symposium hosted by Prosper Canada and Intuit, February 7, 2019, in Ottawa.
Income tax filing and benefits take-up: Challenges and opportunities for Canadians living on low incomes
In this presentation, Uttam Bajwa, Global Health and Research Associate with the Dalla Lana School of Public Health, University of Toronto, reports on tax filing challenges and opportunities for Canadians living on low incomes. This includes the challenges of not knowing what to do, fear and mistrust, and challenges accessing supports. This presentation is based on the research conducted for the Prosper Canada report 'Tax time insights: Experiences of people living on low incomes in Canada'. This presentation is from the session 'Barriers to tax filing experienced by people with low incomes', at the research symposium hosted by Prosper Canada and Intuit, February 7, 2019, in Ottawa.
National Investor Research Study
This presentation shows the results of a quantitative study undertaken by the Ontario Securities Commission to assess attitudes, behaviour and knowledge among Canadians pertaining to a variety of investment topics. These topics include retirement planning and conversations about finances.
Complaints Related to Service from the CRA: Lessons Learned and Working Towards Better Service
Operating at arm’s length from the Canada Revenue Agency, the Office of the Taxpayers' Ombudsman (OTO) works to enhance the Canada Revenue Agency's (CRA) accountability in its service to, and treatment of, taxpayers through independent and impartial reviews of service-related complaints and systemic issues. OTO receives complaints and concerns from members of First Nations, Inuit and Métis communities. In this conference presentation, the Taxpayers’ Ombudsman provides examples of the types of issues her Office receives in order to provide community leaders with her insights in helping Indigenous people get better service from the CRA. In support of the AFOA Canada 2018 National Conference theme of Human Capital – Balancing Indigenous Culture and Creativity with Modern Workplaces, this presentation will provide participants with information on the types of issues and trends her office sees from members of the Indigenous communities and on better ways of serving these populations.
Your Money Seniors
Your Money Seniors is a financial literacy program for seniors. Modelled on the CBA’s highly successful Your Money Students program, this seminar program is offered in French and English, free of charge, to seniors’ groups across the country. Your Money Seniors is presented by bankers in the community volunteering their time and expertise and covers how seniors can: Update January 10, 2023: Year in review
Your Money Students
Your Money Students was created to bring financial literacy to life in homes and classrooms across Canada. This free, one-hour, non-commercial seminar is geared for high school students, and is presented by local bankers volunteering their time and expertise. The Your Money Students seminar covers topics like budgeting and balancing needs verses wants; saving money for long and short term goals; investing and compound interest; the do’s and don’ts about using credit; financing a big purchase like a car; recognizing fraud; and shopping around for financial services. This link will provide you with more information on how to book a workshop for your organization. It also has links to some of the subject matter covered in the workshops. Updated January 10, 2023: Year in Review
An Evaluation of the Impacts and Implementation Approaches of Financial Coaching Programs
A presentation outlining The Financial Clinic and why it was created, model outcomes and results.
Implementing Financial Coaching
A presentation on how financial coaching is different, client interaction and program evaluation and coaching as presented by Richard Simonds of Family Services of Greater Houston.
Fraud Prevention Kit
This is a presentation from the Bank of Canada on fraud prevention. Students in grades 9 to 12 will learn how to prevent losses due to bank note counterfeiting and identity crime. The kit includes a teacher’s manual, worksheets, Fighting Fraud on the Front Lines DVD, and much more.