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The Registered Disability Savings Plan Program: Why Isn't It Helping More People?
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Registered disability savings plans (RDSPs) were announced in the 2007 federal budget in response to recommendations by the Expert Panel on Financial Security for Children with Severe Disabilities. The objective of the RDSP program is to enable parents and others to save for the medium- and long-term financial security of a disabled individual. On 3 December 2013, the Standing Senate Committee on Banking, Trade and Commerce began its study on the ability of individuals to establish a RDSP. The Committee’s witnesses suggested various reasons for the low uptake rate in relation to the RDSP program, and offered suggestions on ways in which this rate might be increased.
Author: Celine Hervieux-Payette, Irving R. Gerstein
Topic: Asset building and saving
Publisher: Senate of Canada
Location: Canada
Format: Report
Content Type: Research
Publication Date: March 31, 2014