The Omega Foundation commissioned this research to better assess the influence of education
savings and the federal government’s savings incentive grants for saving on post-secondary
access. Our hope was to clarify the facts which have until now been largely obscured. This
information gap has led to conflicting views on the potential value of savings as a stimulus for
participation in post-secondary education (PSE) and has consequently reduced the visibility of
the potential opportunity. The findings of this research only strengthen our resolve. The link between family savings for PSE and PSE access and completion is clear, as is the link between savings and attitudes such as expectations for a child’s educational success. What is becoming clearer is that it is the presence of savings that positively impacts those attitudes and behaviours.