Scholarly Research on Children's Savings Accounts
Author: Prosperity Now (formerly CFED)
Topic: Asset building and saving
Publisher: Prosperity Now (formerly CFED)
Location: United States
Format: Brief
Content Type: Research
Publication Date: June 30, 2014
Empirical evidence gathered over the last several years documents the potential of Children’s Savings Accounts (CSAs) to expand educational and economic opportunity for low- and moderate-income families. While much of the research on CSAs is based on regression analyses of panel data, randomized controlled trials (RCTs) have also found positive impacts from CSAs and financial education targeted to young children. This Fact File serves as an annotated bibliography of peer-reviewed research on CSAs as it relates to three topics: early child development and financial capability, college expectations, and college enrollment and graduation.
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