Accessing the Canada Learning Bond: Meeting Identification and Income Eligibility Requirements
Author: Adriene Harding, Christine Laporte, Eric Olson
Topic: Asset building and saving, Tax filing and benefits
Publisher: Statistics Canada
Location: Canada
Format: Report
Content Type: Research
Publication Date: June 21, 2019

Not having a Social Insurance Number (SIN) and not filing taxes may represent challenges to access government programs and supports such as the Canada Education Savings Grant (CESG) and the Canada Learning Bond (CLB).

Limited data availability has prevented a full assessment of the extent of these access challenges. This study attempts to address this knowledge gap by analyzing overall differences in SIN possession and tax-filing uptake by family income, levels of parental education, family type and Indigenous identity of the child and age of children using the 2016 Census data augmented with tax-filing and Social Insurance Number possession indicator flags.

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