Budgeting and saving are the core building blocks of financial stability and sound financial decision making. In this toolkit you'll find helpful resources and worksheets on goal setting, making a budget, and saving money.
We are grateful to The Working Centre in Kitchener-Waterloo, Ontario for their content consultation.
Worksheet resources in this toolkit are available as fillable PDFs. Please open with Adobe Acrobat Reader for full functionality.
Updated on July 15, 2024: How to prepare for a financial emergency, Get your savings back on track
Updated on December 19, 2022: Additional resources added - Spending habits calculator, Making it easier to save, 4 reasons to keep saving even when inflation is high (OSC)
Updated on July 27, 2022: Additional resources added - Preparing for financial emergencies and Planning for retirement.