Money matters

Money Matters is a free introductory financial literacy program for adult learners that has been delivered to Canadians since 2011 and has reached over 80,000 adults. It was developed by ABC Life Literacy Canada in partnership with the Government of Canada and TD Bank Group and was designed by literacy practitioners.

The newly released resources as part of the Money Matters program are:



Weathering the storms: modernizing the U.S. benefits system to support household financial resilience

For most households in America, financial shocks are inevitable. The car will break down. The house will need a repair. A key earner for a household will be laid off. These shocks can be devastating to household finances. And while the COVID-19 pandemic, which we are still recovering from, was a once-in-a-generation economic and health shock for households and our economy, we also know that it is just one example of the uncertainty and volatility of the world we now live in. When public and private benefits—such as unemployment insurance and paid sick leave—are not accessible and not designed or delivered in a timely manner to effectively support families in weathering financial shocks, families suffer. 

To effectively modernize our benefits system to help people weather financial shocks—both small and large— requires an evidence-based framework focused on what households need to be financially resilient and on opportunities for benefit leaders to address those needs. This paper lays out the framework by: 

  1. Providing the evidence for how households experience financial shocks and how financial resilience can mitigate the hardship caused by those shocks;
  2. Sharing a framework of the four functions benefits play to support resilience and the role of specific public and private benefits, to demonstrate to benefit leaders how their work contributes to household financial resilience; and
  3. Highlighting opportunities for action to improve the accessibility, sufficiency, interoperability, and delivery of benefits, including examples of how benefit leaders are already modernizing benefits to support resilience. 



Investing with interest: tips and tools for maximizing your savings

People save for different reasons. For instance, you may want to save for emergencies, or for your children’s education, or for your old age. Having goals for your savings helps to keep you motivated. You sleep better knowing you have some money set aside. Saving accounts earn interest. That means your money is working for you and slowly growing.

This booklet looks at ways you can take your savings further, by investing your money. The potential for returns increases. So does the potential for risk. This booklet explains key investment concepts. It will guide you through the options.

Download the full booklet by clicking on the "Get it" button below.

Investing with interest was made possible through the generous support of the Ontario Securities Commission.