It pays to plan for a child’s education

This fact sheet from ESDC explains how to open an RESP and access the Canada Learning Bond. 



Dealing with debt: Worksheet 6 – Your credit report and credit score

Knowing your credit history is an important part of managing your debt. It is important that you get your free credit report once a
year to check for any errors. The information on this page will help you:

  • Get free copies of your credit reports
  • Understand what’s included in your credit reports
  • Check your credit report for errors and signs of identity theft
  • Dispute any errors you find

'Your credit report and credit score' is the sixth worksheet in the 'Dealing with debt' toolkit. Find the full resource here. 



Dealing with Debt: Worksheet 3 – Making a debt action plan

Once you’re ready to start tackling your debt and have a clear sense of how much you owe, your next step is to make an action plan. Use this worksheet to think about your debt repayment goals, the steps you can take now, and the help you will need along the way.

'Making a debt action plan' is the third worksheet in the 'Dealing with debt' toolkit. Find the full resource here. 



Dealing with debt


Many of us struggle to talk about money, especially when it comes to talking about debt. It is when debt becomes too much for us to manage, or when we do not have a plan to pay it off, that it can become stressful and even overwhelming. This is when it is time to have those tough conversations and make a plan to deal with debt.

This booklet provides a set of activities to help you manage your debt, identify your money priorities, calculate what you owe and strategize how you can pay it back. These worksheets can be completed on your own, in the sequence that works best for you. However, we recommend working with a trusted financial coach or credit counsellor if possible.

Printed copies of this booklet are available to order at $250 per box of 50 booklets.

Order "Dealing with debt" Booklets - English

 

We are grateful to the Government of Ontario for generously funding this resource, and to Credit Counselling Sudbury for their content consultation.

Updated on December 19, 2022: Added Managing debt (Ontario Securities Commission)

Updated August 30, 2022: Added Dealing with debt: Training tools (Training deck, facilitator guide, and sample Equifax credit report)

Updated August 2, 2022: Dealing with debt - Resources

Updated May 14, 2020: Worksheet resources in this toolkit are available as fillable PDFs. Please open with Adobe Acrobat Reader for full functionality.