It pays to plan for a child’s education
This fact sheet from ESDC explains how to open an RESP and access the Canada Learning Bond.
Dealing with debt: Worksheet 6 – Your credit report and credit score
Knowing your credit history is an important part of managing your debt. It is important that you get your free credit report once a 'Your credit report and credit score' is the sixth worksheet in the 'Dealing with debt' toolkit. Find the full resource here.
year to check for any errors. The information on this page will help you:
Dealing with Debt: Worksheet 3 – Making a debt action plan
Once you’re ready to start tackling your debt and have a clear sense of how much you owe, your next step is to make an action plan. Use this worksheet to think about your debt repayment goals, the steps you can take now, and the help you will need along the way. 'Making a debt action plan' is the third worksheet in the 'Dealing with debt' toolkit. Find the full resource here.
Dealing with debt
Many of us struggle to talk about money, especially when it comes to talking about debt. It is when debt becomes too much for us to manage, or when we do not have a plan to pay it off, that it can become stressful and even overwhelming. This is when it is time to have those tough conversations and make a plan to deal with debt. This booklet provides a set of activities to help you manage your debt, identify your money priorities, calculate what you owe and strategize how you can pay it back. These worksheets can be completed on your own, in the sequence that works best for you. However, we recommend working with a trusted financial coach or credit counsellor if possible. Order "Dealing with debt" Booklets - English We are grateful to the Government of Ontario for generously funding this resource, and to Credit Counselling Sudbury for their content consultation. Latest update on May 14, 2020:
Printed copies of this booklet are available to order at $150 per box of 50 booklets.
Worksheet resources in this toolkit are available as fillable PDFs. Please open with Adobe Acrobat Reader for full functionality.
