Redefining financial vulnerability in Canada

How we define financial vulnerability ultimately determines what supports are created and for whom. Is the current definition aimed at helping everyone who needs it?

This webinar explores the conception and redefining of financial vulnerability in Canada based on the research and findings from the book Financial Vulnerability in Canada: The Embedded Experience of Households. These research findings will then be highlighted through discussion of first-hand frontline experiences, with a focus on importance of providing financial help services using a trauma-informed approach.

The webinar speakers are:

  • Jerry Buckland (Canadian Mennonite University)
  • Brenda Spotton Visano (York University)
  • Margaret Yu (Momentum)

This webinar will benefit frontline practitioners supporting those in financially vulnerable situations, as well as those who influence or inform policy decisions. 

Click 'Get it' below to access the video link, and scroll down to access slides, handouts, and video timestamps for this webinar.



Read the presentation slides for this webinar.

Download the handout for this webinar: Flyer for ‘Redefining Financial Vulnerability in Canada: The Embedded Experience of Households’.

Time-stamps for the video recording:
6:17 – Agenda and Introductions
9:53 – Redefining financial vulnerability in Canada (speaker: Jerry Buckland and Brenda Spotton Visano)
24:33 – Audience poll question 1
30:02 – Audience poll questions 2 & 3
36:45 – Audience poll question 4
41:00 – Financial Empowerment (Speaker: Margaret Yu)
55:02 – Q&A


2022 Budget submission

Prosper Canada has submitted a budget to highlight that a plan is needed to ensure that vulnerable people are not made to repay unmanageable CERB/CRB debts, to pay back the income people lost when their refundable tax benefits were clawed back because of CERB, and to guarantee that CRB and CWLB are not clawed back from refundable tax credit payments in the 2021 and 2022 tax years.  



Municipal Toolkit: A toolkit for embedding financial empowerment supports into municipal services

Financial empowerment (FE) is an approach to poverty reduction that focuses on improving the financial security of people living on low income. Evidence shows that embedding FE interventions into municipal welfare, employment, housing, shelter and health services can significantly boost service outcomes and support the life stabilization framework.

If you are a manager or frontline staff working in municipal services and starting your FE journey, this toolkit can help you to begin embedding FE supports into your existing programs.

Prosperity Gateways: Cities for financial empowerment is an initiative at Prosper Canada which aims to reduce poverty by building financial help into municipal services used by residents with low incomes.

This toolkit has been made possible by the Government of Ontario, JP Morgan Chase and the Maytree Foundation. Prosper Canada is grateful to our financial empowerment community partners and Ontario Works offices for their collaboration in this effort. We also recognize related pioneering work by US-based Prosperity Now and the CFE Fund.

Worksheet resources in this toolkit are available as fillable PDFs. Please open with Adobe Acrobat Reader for full functionality.